We all love Christmas. Well, maybe not all, but most of us. We don’t mind spending money on Christmas decoration, on food that we are going to prepare for the festive lunch. We don’t mind spending money on Christmas shopping, we love buying presents and giving them to those we love, because here is the magic of this day hidden. Christmas is love and friendship and sharing the same value, while sharing emotions and sensations.
So the money you spend then, are simply well spent. However, when the holidays are over and you are back to basics, back to work, back to school, you have to cope with different kind of problems. The money you have spent around Christmas, that great amount of them, has made you broke. And the only question that is now bothering you is how could you survive the whole next month?
No matter if it is before the actual Christmas day or after that, you need to be always rational. Before buying whatever it is, you need to ask yourself if this is the right option, the best choice. Only after you have convinced yourself that this is the thing you want and you have thought a couple of time about this purchase, you are ready to buy. Being rational is something that could save your life not only around the holidays. So as soon as you learn being that rational as happier your life would be.
Make a budget
And if you have already spent too much and you are already too broke to survive, what you need is a budget, a properly prepared one. Write down all your incomes and expenses and think of the things you could not buy this month.